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Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the chairman and CEO of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

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Monday
May232011

Financing Case Study: $5 Million Credit Facility Secured for Growing Medical Manufacturer

As a lead financial arranger that specializes in lending and advisory for small to middle-market companies we are happy to announce our support in securing a $5 million senior secured credit facility for medical artificial joint implant manufacturer, Consensus Orthopedics, Inc.

Consensus Orthopedics, Inc. is a leading designer and manufacturer of high-quality reconstructive total joint implants for the hip and knee. Under CEO Colleen Gray's management the company has been expanding its business quite rapidly, selling their products not only in the United States but overseas. Consensus is based out of El Dorado Hills, Ca and was founded in 1992.

To demonstrate the level support we provided for Consensus, here is a quote from CEO, Colleen Gray, "Over the past four years, we have continued to turn to US Capital Partners to assist us in arranging finance to meet our growth capital needs, the renegotiated credit facility arranged by US Capital Partners supports the company's ongoing domestic and international expansion."

We are proud to have successfully negotiated this new credit facility for Consensus. Working as a team we supported the company's rapid growth needs with immediate negotiations to reduce interest costs and increase the size of the facility available to the company.

If you would like to know more about how your business can secure the funding it needs, visit www.uscapitalpartners.net or call (415) 882-7160

 

 

Monday
May162011

$6 Million Secured Credit Facility for Thriving National Beverage Company

Our small and mid cap advisory and lending company was able to support a successful national beverage company headquartered in Chicago, Illinois with a $6 million senior secured credit facility.

This rapidly expanding national beverage company (founded in 2005) sells its brands in 47 states, through a diverse mix of distributors. As one of the fastest-growing consumer retail beverage manufacturers in the United States, sales of the company’s beverage products contribute to thousands of jobs throughout the country.

They came to us needing the right credit plan to support growth.  The new credit facility arranged by USCP was focused on the client's goal of eliminating working capital constraints while fueling domestic growth. Advisory + Lending for the best solutions is our specialty, so once we understood the goals, putting the plan together was seamless.  It included an accounts receivable and inventory line of credit on the company’s domestic assets, and served also to refinance the company’s existing line of credit.

As we shared in our latest email announcement, the CFO of the businesses said “Our existing line of credit was inadequate to support our growth needs.  We sought out USCP to help us secure a line of credit that was scalable to match the growth of our business. We are delighted with the result.”

We are very pleased to have arranged financing for this company beyond the traditional banks’ capabilities.  Working with our affiliates, we not only helped refinance the company’s exiting line of credit but also successfully arranged long-term, scalable financing to support the company’s ongoing domestic growth.

To learn more about US Capital Partners, our alternative financing solutions and more, visit www.uscapitalpartners.net

Thursday
Apr282011

US Capital Partners News: USCP Negotiates and Manages Successful Refinancing and Restructuring for Auto Parts Distributor

The economy is though and with the banks still reluctant to extend loans to smaller companies, many small business owners and CEOs find themselves struggling to secure the working capital they need.

If a business happens to have a troubled relationship with its bank or with key suppliers, or both, the situation can become critical. In many cases, it is the bank that pushes the small business firm over the edge.

At US Capital Partners ("USCP"), we are a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in business loans for small to middle-market companies. We recently worked with a regional auto parts and accessories distributor that, like many smaller companies, started running into problems in 2007–09 with declining sales. The company had a line of credit with a regional bank, and unfortunately, it was unable to recover profitability quickly enough to maintain this lending relationship. The company not only urgently needed financing to repay the bank, but also to provide additional working capital to bridge the gap between collecting AR and paying vendors.

This case exemplifies the typical aggressive reaction of banks, the pressures that many small businesses find themselves under when they are forced to exit their bank, the challenges they face when trying to refinance, and the serious problems that arise when the situation is not managed properly. Through our intervention, some debt was forgiven, the business was sold, and the owners were able to retain their personal and commercial real estate assets.

There really is a much greater need for the kind of innovative services that USCP offers now, given the recent regulatory changes in the financial markets and the ongoing global financial crisis and economic downturn. When lenders lose patience with borrowers, there is often insufficient financing available for these borrowers to take the lenders out.  These and other challenges call for an experienced specialist to negotiate and manage the refinancing or restructuring process to a successful outcome.

I welcome you to read the full detailed case study by visiting: http://www.uscapitalpartners.net/DetailedCaseStudies/rj_industries.html

 

About US Capital Partners, LLC Since 1998, US Capital Partners has been providing prompt, innovative, and reliable financing solutions including lending, corporate financing, and debt re-structuring to businesses across the United States and abroad. US Capital is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small- to middle-market private and public companies. The company’s innovative approach allows them to provide the best financing available, not only for companies in excellent financial condition, but also for companies who may have been refused credit by traditional lenders. If you would like to know more about how your business can secure the funding it needs, visit http://www.uscapitalpartners.net/ or call (415) 882-7160.

Tuesday
Apr262011

US Capital Partners, LLC Serves as Sole Arranger of $6 Million Credit Facility for Thriving National Beverage Company 

At US Capital Partners we recently secured a $6 million senior secured credit facility for a successful national beverage company headquartered in Chicago, Illinois. As a private investment bank, direct lender and co-lender, we are a lead financial arranger that specializes in business loans for small to middle-market companies.

Founded in 2005, this rapidly expanding national beverage company sells its brands in 47 states, through a diverse mix of distributors. The company has become one of the fastest-growing consumer retail beverage manufacturers in the United States. Sales of the company’s beverage products contribute to thousands of jobs throughout the country.

The new credit facility we arranged served to eliminate working capital constraints and fuel domestic growth. It included an accounts receivable and inventory line of credit on the company’s domestic assets, and served also to refinance the company’s existing line of credit.

“Our existing line of credit was inadequate to support our growth needs,” said the CFO of the business. “We sought out USCP to help us secure a line of credit that was scalable to match the growth of our business. We are delighted with the result.”

We are very pleased to have arranged financing for this company beyond the traditional banks’ capabilities. Working with our affiliates, we not only helped refinance the company’s exiting line of credit but also successfully arranged long-term, scalable financing to support the company’s ongoing domestic growth.

At US Capital Partners, we are skilled at helping smaller businesses navigate difficult situations. What makes us unique is that we not only provide funding, but also offer specialist advisory and financial restructuring services. Our ability to assess complex or special situations quickly and provide solutions outside the bankable box has made us one of the most innovative small to middle-market investment banks and lenders in the country.

If you would like to know more about how your business can secure the funding it needs, visit http://www.uscapitalpartners.net/ or call (415) 882-7160.

 

Thursday
Apr212011

Peer-to-Peer Lending: What Small Businesses Need to Know About this Alternative Financing Option

As a business and finance expert, I have helped many small- to middle-market companies secure financing through alternative lending solutions that are both intelligently structured and affordable. As someone who has been on both sides of business funding, I know that qualifying for traditional bank or cash-flow loans remains a challenge for many businesses in the current economy.

There's been a lot of buzz lately about peer-to-peer lenders, especially as companies don't know where to turn to for funding as the banks say “No”. While I’m not an expert in the peer-to-peer lending space, what little I do know I don’t like. These loans are just too risky. Conventional loans are turned down for good reason. With peer-to-peer lending, businesses that have been denied for a bank loan, line of credit or other more traditional source of funding, are now going to an unsophisticated group for a second try. So someone is going to get burned.

It’s one of those things that looks good at first glance – like looking online for a step-by-step appendectomy. ”Just cut here, take out the appendix and sew up.” Simple, right? And you can buy the tool kit and instruction manual for less than the hospital at DIYsurgery dot com.

But some things, such as evaluating investments, making loans or performing surgery are best handled by a professional in consultation with the investor or patient. Banks and finance companies along with doctors have existed for centuries, and not just because there were no websites like prosper.com and lendingclub.com.

My best advice: If your business doesn’t fit the bank’s narrow (and narrowing) loan criteria, it’s time to think outside the box. Many small companies simply do not know what they don't know, which is why it’s so important to get expert advisory to for rehabilitating and re-structuring their finances- instead of going it alone.

At US Capital Partners, we are dedicated to educating businesses to help them understand the market and determine appropriate solutions and service providers in that sector. As a direct lender, co-lender and lead financial arranger, we also offer speciailized advisory services so we can educate and collaborate with companies to help them understand alternative options for funding. If you are looking for financial support, visit our website www.uscapitalpartner.net or call (415) 882-7160.