Search

Featured Small Business Lending Article

Small Business Lending
ABOUT

Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the CEO and Managing Director of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

Subscribe to Blog
Navigation
Thursday
Feb232012

US Capital Partners Attending Texas ACG Conference

This week our very own Vice President of Sales and Marketing, Marin McElhany will represent the team at US Capital Partners at the 9th Annual Texas ACG Capital Connection Convention. The February 22nd-23rd event is being held at the Austin Convention Center and is hosted by the Association for Corporate Growth (ACG) chapters in Houston, Dallas / Fort Worth, Central Texas and Louisiana.

The TACC is the largest and most significant private equity event in Texas and the Southwest. This national conference is one of the largest in the country and brings 100 of the nation’s leading private equity and mezzanine firms to Texas representing more than $100 billion of capital available for investment. The event enables business owners, executives, intermediaries and other service providers in the Southwest to network with the nation’s leading sources of private equity and debt capital.

The ACG event program will feature prominent leaders in the industry including: Todd Buchholz, Former White House Director of Economic Policy; Mike Ditka, Pro Football Hall of Famer, Former Chicago Bears Player and Head Coach; and John R. Sloan, Vice Chairman Allegiance Capital Corporation. The event features a breakfast presentation and a keynote speech at lunch in addition to a breakout session with noted business leaders to discuss the capital markets.

The Texas ACG Capital Connection draws an attendance of approximately 1100 capital providers, intermediaries, service providers and executives. Non-members are welcome. Please note that attendees are responsible for making their own travel and hotel reservations.

To learn more about US Capital Partners services visit: www.uscapitalpartners.net or connect with Marin McElhany at marin@uscapitalpartners.net or call (415) 889-1010.

Wednesday
Feb222012

"Non-Bank Lenders" Pull Ahead in Small-Business Financing

US Capital Partners, LLC.Small business owners often think a traditional bank is the best source for a business loan. Non-bank lenders, however, are increasingly considered to have the competitive edge.

Small businesses seeking loans from traditional sources struggle to secure the amounts they need or deserve. Bank underwriting standards are still high, and the bank regulatory environment is expected to remain stringent. This makes it difficult for many small businesses to qualify for bank financing. With demand for loans high and increasing, this has created an opportunity that is being filled by non-bank lenders and alternative debt funds. "Small businesses have very individual needs," explains Jeffrey Sweeney, CEO and Managing Director of small-business lending and advisory firm US Capital Partners, LLC. "Traditional banks try to fit the small-business customer into one of their traditional business loan products, rather than tailor their products to meet the needs of their small-business customers. This has created new opportunities for non-bank lenders capable of designing flexible financing options for these clients."

Why Non-Bank Lender Are Increasing Their Market Share
Non-bank lenders have the following advantages:
  • They typically offer financing products that may not be available at a bank.
  • They tend to be more responsive to the real needs of small businesses.
  • They are less restrictive as to what types of businesses qualify, and can work around high loan-to-value, poor credit rating, or recent losses.
  • They are often able to amortize loans, at competitive rates, over a longer period than a bank

Today's New Challenges for Small-Business Owners

With so many more players joining the alternative funding space, the small-business lending marketplace has become even more fragmented. Non-bank lenders come in all shapes and sizes, and they tend to focus on a particular kind of lending or asset class only. Finding the right lenders, and then engineering the best possible financing between them, can be challenging.

Jeffrey Sweeney, CEO and Managing Partner of US Capital Partners "USCP"To secure optimal financing quickly and efficiently, it's best to get advice from a small-business lender and lead arranger who understands the fragmented marketplace. US Capital Partners, a leading small-business lender, specializes in structuring and securing optimal financing for a small business like yours either directly from their balance sheet or in coordination with other lenders. The firm's extensive relationships with both banks and non-bank lenders allows it to bring the most appropriate financing structure to your small business.

If you would like to know more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Monday
Feb202012

Recent Transaction: Financing for Leading Technology Firm 

At US Capital Partners "USCP", we are able to serve as a direct lender, co-lender, and lead financial arranger for our clients. This widens our scope to secure the best possible financing. We also offer specialist advisory and financial restructuring services.

We recently served as the lead arranger for a technology and services firm that is the leading global provider of financial, legal, and corporate information management solutions that deliver secure technology and best-practice services to organizations worldwide.

Our team at "USCP" successfully arranged a $4 Million revolving line of credit for the technology firm. We were able to efficiently arrange this financing through an in-depth understanding of our client's structure and business model. 

To view more of US Capital Partners recent transactions visit our website at www.uscapitalpartners.net/transactions.html

Our non-formulaic approach and analysis of the financial performance, management team experience, credit of customers, and growth potential of the business were critical in successfully arranging this new facility. If you are struggling to secure the funding your company needs, you should call "USCP." Our team of experienced professionals are ready to discuss your specific financing requirements with you. (415) 889-1010 or visit www.uscapitalpartners.net

Wednesday
Feb152012

Vice President of Sales Attends Opus Connect Event

Hanson Bridgett Offices, San FranciscoOur Vice President of Sales and Marketing, Marin McElhany represented the US Capital Partners team this week at the San Francisco Chapter of Opus Connect. The February 15th event was held at the Hanson Bridgett Offices in downtown San Francisco. Hanson Bridgett LLP was the host and one of the sponsors of the event titled "The Role of 'Non Bank Lenders' in the Commercial Finance Market."

The Opus Connect event panel featured some of the most prominent firms actively lending in California and nationally. The panel lineup included moderator Casey Bergman, the Managing Director at Berman Capital, a FINRA licensed, family run boutique investment banking firm based in San Francisco. Carleton Breed, David Ellis, Jeri Harman and Sean Hutchinson were all active panelists who represented lending and banking with their collective financial expertise.

The panel discussed the topic of fewer commercial finance companies being in the market and the fact that bank underwriting standards are making it difficult for many companies to qualify for leveraged financing, growth capital, acquisition financing and turnaround financing.

Marin McElhany attended the Opus Connect event as it was an important event for dealmakers and transactional professionals. Contact Marin if you would like to know more about how your business can secure the funding it needs at marin@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Feb072012

Nationwide Business Lending Team Expands!

US Capital Partners is expanding and advancing our nationwide business lending team.

We'd like to welcome Muhammad "Mo" Howard and Anthony "Tony" Medovoy to the US Capital Partners Team. 

Mo Howard has joined US Capital Partners as Vice President and Business Development Officer, Tony Medovoy has joined the firm as Vice President of Corporate Finance and Ish Spencer has been promoted to Senior Vice President.

Mo Howard has an extensive background in commercial lending, real estate investment, and underwriting. He is responsible for all aspects of business development, with a focus on loan structuring and underwriting. He currently heads the US Capital Partners' Denver office.

Tony Medovoy brings nine years of experience in credit analysis and corporate finance to US Capital Partners. In his new role, he is responsible for the firm's underwriting and placement process and acts as a support to US Capital Partners' Credit Committee in its decision-making process at the firm's Los Angeles office.

Ish Spencer (now promoted to Senior Vice President) works in business development and interacts closely with CEOs and CFOs of small to middle market companies. Mr. Spencer has an extensive background in the healthcare, technology, manufacturing, and real estate industries. He is responsible for preliminary commercial loan underwriting at US Capital Partners' San Francisco office.

If you would like to know more about how your business can secure the funding it needs please email Marin McElhany, Vice President Sales and Marketing marin@uscapitalpartners.net or call (415) 889-1010.