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Small Business Lending
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Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the chairman and CEO of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

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Wednesday
Apr272016

US Capital Partners Engaged on Growth Equity Investment for DelphX Corporation

Private investment bank backs expanding FinTech ATS company dedicated to promoting liquidity in the fixed income markets.

DelphX

SAN FRANCISCO, APRIL 2016 – US Capital Partners Inc. has been engaged by DelphX Corporation (“DelphX”) as its exclusive strategic advisor in capital formation needs. DelphX has designed a confidential network for direct negotiation of corporate bonds and other fixed income securities transactions in the OTC market. DelphX will use the new financing to complete development of platform software and utilities, initiate sales and marketing campaigns, general corporate expenses, working capital, and meet other current and future business needs.

“We are extremely pleased to be able to offer this private placement opportunity in DelphX to the investment community,” said Charles Towle, Division Head and licensed principal of US Capital Global Securities, Inc. “We have been seeing many B2C FinTech offerings of late, but this is a B2B FinTech solution, which makes it especially interesting. In seeking to provide real-time, accurate trade pricing information for US corporate bonds, DelphX’s technology platform aims to solve the issues of transparency, efficiency, and custodianship in the bond market. This new private placement opportunity is now open to eligible investors on our digital platform at www.uscgs.com.”

About DelphX

DelphX is a financial technology company that will provide a platform that aims to promote liquidity in the credit markets. The DelphX ATS is a confidential OTC negotiation and communication network that streamlines trading interaction between market participants, and MAV≡n®, a continuously updating pre-trade benchmark pricing utility.

Investors gain access to price transparency and competing counterparty quotes, trading tools, best execution analytics and lower transaction costs. Dealers and other market makers gain access to the liquidity incentives and inventory resources they require to provide deep, on-demand liquidity.

About US Capital Partners Inc.

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing well-structured, custom financing solutions to private and public companies in the United States and abroad. Headquartered in San Francisco, US Capital Partners is a full-service private investment bank that makes direct debt investments between $500,000 and $50 million, participates in debt facilities, and has wide distribution for debt and equity private placements. The firm also offers financial advisory services for buy-side and sell-side engagements and for capital formation, including early-stage financings requiring equity or debt.

Private placements on US Capital Partners’ next-generation digital investment platform are offered by the firm’s registered broker dealer subsidiary, US Capital Global Securities, Inc., member FINRA/SIPC.

To learn more about this recent engagement or about how your business can secure the investment banking services it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call +1 (415) 889-1010.

Wednesday
Apr202016

Equity from Start-Up to IPO

In pursuing growth, small and medium-sized businesses must make important decisions relating to their capital structure. US Capital Partners can help these enterprises at all stages from start-up to pre-IPO.

CEOs and business owners have been feeling increasingly optimistic about the outlook of their companies. According to the 2016 Pepperdine Private Capital Markets Report, nearly 88% of privately owned businesses reported having the enthusiasm to execute growth strategies. Securing intelligently structured financing at every stage from start-up to pre-IPO is essential for long-term success.

Choosing Wisely: Debt or Equity?

How Funding Works InfographicUnderstanding the strategic advantages and disadvantages of debt and equity financing at various stages of a business is critical. Some entrepreneurs manage to make million, if not billions, more than others by being careful not to sell too much of their business too soon. The capital structure you choose early on can have wide ramifications, not only for your future success but also your profits.

Structuring an Equity Raise

If you decide to raise private equity capital, you will need to make sure the deal structure is appropriate for your specific needs. In the early days of venture capital, entrepreneurs often gave up control of their company in exchange for their first investment funds. Now they have many more options, allowing them to create an optimal share structure for their enterprise.

How Not to Get Burned Going Public

If you are planning to go public, you will need to take steps to avoid a “busted IPO,” where your newly public shares fall below their offer price. This can harm a company’s reputation with investors, as well as hurt employee morale. It will be important, therefore, to set a price that leaves some room for stock to rise. There are many other important decisions you will need to make too.

How US Capital Partners Can Help

Since 1998, US Capital Partners Inc. has been providing well-structured debt and equity financing to small and medium-sized businesses across the United States. The firm provides its clients with strategic guidance and tactical advice on key issues such as capital formation, structure, securities valuations, pricing, timing, and terms. In raising private equity capital, US Capital Partners has an extensive and robust distribution network, and uses the latest in FinTech digital platforms for its offerings.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Image from Funders and Founders

Wednesday
Apr132016

US Capital Partners Increases Bridge Finance Solutions for Small and Medium-Sized Businesses

Private investment bank offers strong interim lending support to underserved businesses, through swift and timely bridge loans customized to specification.

SAN FRANCISCO, APRIL 2016 – US Capital Partners Inc. announced today that it has further expanded its range of custom bridge finance solutions for small and medium-sized businesses. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and has wide distribution for debt and equity private placements for small and medium-sized businesses.

“US Capital Partners has a history of success when it comes to offering clients reliable and timely commercial bridge loans,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “Bridge loans generally fund in 1–3 weeks, which is a lot sooner than other types of financing, making them appealing for businesses waiting for more traditional financing or looking to take immediate advantage of an attractive commercial opportunity. At US Capital Partners we now provide bridge loan amounts up to $50 million for smaller businesses with assets.”

A bridge business loanis a temporary facility that provides short-term capital until a more permanent financing event occurs, or until the company’s financial obligation is removed. Bridge loans are commonly used to secure additional working capital, repay debt, or purchase or develop commercial real estate.

Bridge Loan Criteria at US Capital Partners

  • Loan size: $500,000 to $50,000,000
  • Lending area: National and international
  • Collateral: All assets
  • Amortization: Interest only
  • LTV: Up to 90% or advance on eligible revenue model
  • Closing time: 5 days to 30 days

Recent Bridge Loan Transactions at US Capital Partners



To learn more about how your business can secure the financing it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call +1 (415) 889-1010.

Wednesday
Apr062016

US Capital Engaged on Growth Equity Investment for CommunityLeader, Inc.

CommunityLeader, Inc.

Private investment bank backs expanding FinServe company that offers market-leading, web-based securities offering platforms designed to be regulatory compliant.

SAN FRANCISCO, MARCH 2016 – US Capital Partners Inc. has been engaged by CommunityLeader, Inc. (“CLi”) as its exclusive strategic advisor in capital formation needs. CLi will use the new financing to upgrade tech infrastructure, expand customer service, increase sales and marketing activities, and meet other current and future business needs.

US Capital Partners Inc. is a private investment bank headquartered in San Francisco. Through its subsidiary broker dealer, US Capital Global Securities, Inc., the firm facilitates equity private placements, makes direct debt investments, participates in debt facilities, and has a wide distribution for these services and financial products for small and medium-sized businesses.

“We are delighted to be assisting CLi with its growth capital needs in a strategic investment banking role, as the company moves into the next phase of its business expansion,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “The opportunity to participate in CLi’s $7 million equity raise is now open to eligible investors through our digital investment platform, available at www.uscgs.com, which offers a curated selection of private placement opportunities sourced from our large proprietary deal flow.”

Private placements on US Capital Partners’ next-generation digital investment platform are offered by the firm’s registered broker dealer subsidiary, US Capital Global Securities, Inc., member FINRA/SIPC.

About CommunityLeader, Inc.

CommunityLeader, Inc. is a Nevada-based financial technology (FinTech) corporation that offers market-leading, web-based securities offering platforms and services, designed to be regulatory compliant, for both single and serial issuers and for broker dealers on a marketplace setting. CLi’s proprietary software as a service (SaaS) has been uniquely positioned with the hope to become the dominant investment operating system for the sale of private securities worldwide.

CLi has 4 years of market and client experience with over 27 currently active portals, and represents it has had 140 multinational engagements to date and raised over $200 million. The company’s SaaS was designed from inception with the goal of meeting the regulatory requirements for financial data storage, retention, and tracking. The company is led by seasoned industry veterans, FinTech and software specialists, and leading experts in private securities and securities law.

About US Capital Partners Inc.

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing well-structured, custom financing solutions to private and public companies in the United States and abroad. Headquartered in San Francisco, US Capital Partners, operating with its subsidiary US Capital Global Securities Inc., is a full-service private investment bank with a wide distribution for debt and equity private placements. The group makes debt investments between $500,000 and $50 million, participates in debt facilities, and offers asset management, financial advisory services for buy-side and sell-side engagements, and capital formation, including early-stage financings requiring equity or debt.

To learn more about this recent engagement or about how your business can secure the investment banking services it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.netor call +1 (415) 889-1010.

Tuesday
Mar292016

Alternative Financing Solutions for Smaller US Manufacturers

With US manufacturing staging a comeback despite headwinds, find out how to get the financing your manufacturing business needs to grow and succeed.

Manufacturing Productivity Across CountriesDespite headwinds, notably a strong dollar and a weak energy sector, US manufacturing remains the most competitive in the world, according to newly released research by Oxford Economics. Deloitte’s 2016 Global Manufacturing Competitiveness Index similarly emphasizes the strength of the sector, forecasting that the US will become the most competitive manufacturing nation over the next five years, with the current leader China sliding into second position.

Financing Challenges Faced by Smaller Manufacturers

Nonetheless, many small and lower middle market manufacturing companies in the US continue to find it difficult to secure the funding they need to capitalize on upcoming commercial growth opportunities. According to the latest report by the National Small Business Association, more than one in four small businesses are without the capital they need. This is preventing these companies from growing their business or expanding operations (31%), financing increased sales (18%), and increasing inventory to meet demand (10%).

Unlocking the Value of Your Assets

Traditional banks rely primarily on credit worthiness to determine whether, how much, and at what cost to lend to a business. Unfortunately, the application-to-loan ratio is low. With mounting pressure from regulators, banks have been tightening commercial lending standards once again.

However, many smaller businesses don’t appreciate the sheer extent to which they can leverage their business assets to secure the funding they need. Called asset-based lending (or “ABL”), this type of financing is affordable and offers flexible loan structures. Loans come with fewer financial covenants than bank loans, and close more quickly than most other financing methods. ABL lenders focus on collateral rather than credit-worthiness, and therefore can offer a viable and attractive alternative to traditional bank financing.

How US Capital Partners Can Help

Getting the right financing can make all the difference for a smaller manufacturing business. At US Capital Partners, manufacturers can borrow money using their liquid, current assets or their fixed assets as collateral. Loans can be used to secure working capital, but also to finance growth, acquisitions, or capital expenditure.

To give you a few typical examples, US Capital Partners has provided financing of $10 million for an award-winning manufacturer for the aerospace industry, $5 million for a manufacturer of organic soy products, $2 million for a manufacturer of memory storage products, and $6 million for a manufacturer of advanced laser technology.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.