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Small Business Lending
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Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the CEO and Managing Director of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

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Tuesday
Aug262014

US Capital Partners Advises on Scalable Multi-Million Dollar Term Loan for Screen Engine, LLC

US Capital Partners, LLC has provided advisory to support the accelerated growth of a full-service entertainment market research company.

SAN FRANCISCO, August 2014 – US Capital Partners, LLC has structured and advised on a scalable $1 million term loan for Screen Engine, LLC, based in Los Angeles, CA. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and arranges equity placements for small to lower middle market companies.

“We are delighted to have helped refinance this expanding market research business serving the entertainment industry,” said Jeffrey Sweeney, CEO and Managing Director at US Capital Partners. “Drawn by US Capital Partners’ capital markets expertise for small businesses experiencing significant growth, Screen Engine approached us for debt financing. US Capital Partners structured and advised on a scalable $1 million term loan, backed principally by the cash flow of the business, thereby helping to refinance the firm’s existing debt and supporting its accelerated expansion.”

About Screen Engine, LLC

Screen Engine, LLC is a full-service market research company serving the television and film industries. The firm offers recruited audience test screenings, group studies, material testing, pre-release movie tracking, and other services. Working with clients to better assess and manage opportunity and risk, Screen Engine focuses its approach across the four screens of media: theatrical movies, television, computer, and mobile.

About US Capital Partners, LLC

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing prompt, innovative, and reliable financing solutions including lending, equity financing, and debt re-structuring to businesses across the United States and abroad. US Capital Partners is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small to middle market private and public companies. The company’s innovative approach allows it to provide the best financing available, not only for companies in excellent financial condition, but also for companies that may have been refused credit by traditional lenders.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Aug192014

US Capital Partners Doubles Unitranche Financing Over the Past Twelve Months

Smaller enterprises are increasingly benefiting from US Capital Partners’ unitranche financing solutions, which offer the advantages of speed, simplicity, and certainty of closing.

Throughout the past year, US Capital Partners, LLC has continued to experience rising demand for “unitranche” loans (also known as “senior stretch”), which blend senior and junior or mezzanine debt into a single debt facility. Rather than approach a senior lender, typically a bank, and then also one or more additional junior lenders, borrowers with a unitranche structure have a single secured loan facility, in which all the debt is subject to the same terms. US Capital Partners has increasingly been providing such loans for its clients..

Unitranche Solutions for the Small and Lower Middle Market

First created in 2005, unitranche loans were used primarily for middle market transactions, by borrowers with annual EBITDA of up to $50 million and sales of up to $500 million. A deal size of about $100 million was fairy typical. Today, however, this hybrid loan structure is being increasingly used in the small and lower middle market, in place of traditional bank financing.

Advantages of Unitranche Financing

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How US Capital Partners Can Help

The small-business lending marketplace continues to be highly fragmented. Specialty lenders are generally willing to lend only against their favored asset class. Finding the most appropriate mix of financing at the best cost, and then coordinating the different specialty lenders to a successful closing, can be a challenging process. In most cases, US Capital Partners has the ability to provide a single, unitranche loan to vastly simplify the situation.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call
(415) 889-1010.

Tuesday
Aug122014

Financing Smaller Businesses in the Healthcare Industry

US Capital Partners has provided well over $150 million in intelligently structured, scalable financing for small to lower middle market enterprises serving the US healthcare industry. 

Owning and operating a smaller business in the healthcare industry can be a rewarding experience. That said, healthcare is also an industry that can come with higher overheads and require significantly higher levels of capital expenditure. Structuring and securing the right business financing is therefore essential.

Providing Custom Financing for Smaller Healthcare Companies

US Capital Partners’ healthcare finance team understands the industry and the challenges owners and CFOs face. The firm has deep experience in financing businesses across a wide range of healthcare sub-industries, including medical devices and equipment, pharmaceuticals, biotechnology, medical facilities and services, and drug manufacturing.

“US Capital Partners has a reputation for being an innovator in the healthcare financing space,” saidJeffrey Sweeney, CEO and Managing Director at US Capital Partners. “The firm has already provided well over $150 million in financing for small to lower middle market businesses that serve the US healthcare industry. Our finance professionals understand the challenges and opportunities in the industry, and can design a healthcare financing solution that fits the specific needs of your business.”

Example Transactions

Click on the tombstones below for further details about these selected transactions.

       

       

If you would like to know more about how your business can secure the financing it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Aug052014

US Capital Partners Advises on $8 Million Credit Facility for Valley Respiratory Services, Inc.

US Capital Partners, LLC provides financial advisory services to support the continued expansion of an Arizona-based provider of best-in-class respiratory products and services.

SAN FRANCISCO, August 2014 – US Capital Partners, LLC has advised on an $8 million term loan and line of credit for Arizona-based firm Valley Respiratory Services, Inc. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and arranges equity placements for small to lower middle market companies.

“We are satisfied that US Capital Partners was cooperative in the closing of our $8 million financing in such a quick and efficient manner,” said Ronald Evans, President and CEO at Valley Respiratory Services. “Our business has been expanding quickly and required financing to help facilitate our growth, both organically and through strategic acquisitions.”

“We are delighted to have advised on the refinancing of this expanding firm in the healthcare equipment and services industry,” said Jeffrey Sweeney, CEO and Managing Director at US Capital Partners. “Valley Respiratory Services approached us to consolidate and refinance its existing debt, as well as to secure additional capital to fund strategic acquisitions. Following a detailed financial analysis of the business, US Capital Partners was able to help refinance the firm’s existing lenders and structure an expansive, scalable facility, thereby providing additional availability to fund growth through acquisitions.”

About Valley Respiratory Services, Inc.

Valley Respiratory Services was established in 2006 to meet the needs of patients in the community for respiratory equipment. The business has grown to 27 employees and two offices in Mesa and Sun City, AZ. Valley Respiratory Services now offers a complete line of respiratory products and services, including licensed respiratory therapists, home respiratory equipment, early intervention and patient education programs, comprehensive patient assessment, and regular respiratory progress visits.

About US Capital Partners, LLC

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing prompt, innovative, and reliable financing solutions including lending, equity financing, and debt re-structuring to businesses across the United States and abroad. US Capital Partners is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small to middle market private and public companies. The company’s innovative approach allows it to provide the best financing available, not only for companies in excellent financial condition, but also for companies that may have been refused credit by traditional lenders.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Jul292014

Alternative Custom Financing Solutions for Smaller US Manufacturers

With the United States poised for a manufacturing comeback, find out how to get the financing your manufacturing business needs to grow and succeed.

Manufacturing is staging a comeback in the US, driven by new energy realities and technological developments that are transforming the sector. As The Wall Street Journal reported recently, businesses that have reduced production costs by “offshoring” are increasingly considering “reshoring,” as the wage gap between the US and offshoring destinations continues to narrow. By 2015, US manufacturing may be no more expensive than outsourcing to China.

Financing Challenges Faced by Smaller Manufacturers

Nonetheless, many small and lower middle market manufacturing companies in the US still find it difficult to secure the funding they need to capitalize on upcoming commercial growth opportunities. According to a report by the National Small Business Association, almost one-third of small businesses are without the capital they need. This is preventing these companies from growing their business or expanding operations (36%), financing increased sales (17%), and increasing inventory to meet demand (11%).

Unlocking the Value of Your Assets

Traditional banks rely primarily on credit worthiness to determine whether, how much, and at what cost to lend to a business. Unfortunately, the application-to-loan ratio is low. With mounting pressure from regulators, banks have been tightening commercial lending standards once again, as The Wall Street Journal reported last year.

However, many smaller businesses don’t appreciate the sheer extent to which they can leverage their business assets to secure the funding they need. Called asset-based lending (or “ABL”), this type of financing is affordable and offers flexible loan structures. Loans come with fewer financial covenants than bank loans, and close more quickly than most other financing methods. ABL lenders focus on collateral rather than credit-worthiness, and therefore can offer a viable and attractive alternative to traditional bank financing.

How US Capital Partners Can Help

Getting the right financing can make all the difference for a smaller manufacturing business. At US Capital Partners, manufacturers can borrow money using their liquid, current assets or their fixed assets as collateral. Loans can be used to secure working capital, but also to finance growth, acquisitions, or capital expenditure.

Recently, for instance, US Capital Partners provided financing of $5 million for a manufacturer of organic soy products, $2 million for a manufacturer of memory storage products, $6 million for a manufacturer of advanced laser technology, and $8 million for a medical artificial joint implant manufacturer and distributor.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call
(415) 889-1010.

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