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Small Business Lending
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Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the CEO and Managing Director of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

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Tuesday
Sep232014

How to Secure the Working Capital Your Business Needs to Grow

US Capital Partners continues to provide small and lower middle market companies with the working capital they need to help create and sustain business innovation and growth.

Small-business confidence has risen sharply, the National Small Business Association reported recently. As many as 72% of respondents expressed confidence about the future of their business, up from 66% six months ago; and 46% believe there will be growth opportunities for their business in the coming year.

There are many factors that lead to sustained business growth, but one requirement is undisputed: growth is impossible without adequate access to working capital, the lifeblood of any enterprise.

A Lack of Capital Is Hindering Business Growth

Unsurprisingly, more than a quarter of smaller businesses report that they are planning to raise new financing by the end of the year. Reasons for needing external financing include supporting planned future growth (52%), covering expected working capital fluctuations (50%), and meeting expected increases in demand (45%).

But for many smaller businesses, securing sufficient working capital for growth remains an ongoing challenge. According to the National Small Business Association, more than one in four small businesses are unable to get the financing they need. When these enterprises apply for business loans, they are frequently turned down.

Securing the Working Capital You Need

In many cases, loan applicants are successful businesses that for one reason or other fall outside the standard parameters for traditional bank financing. Often, they approach the wrong type of lender or fail to present their application in the best way from a lender’s perspective. Some smaller businesses choose not to raise financing at all simply because they believe they will be rejected, because of a lack of expertise, or because of a shortage of time.

US Capital Partners is at the cutting-edge of small and lower middle market business financing. The firm offers highly competitive asset-based loans, cash-flow loans, bridge financing, and growth capital loans. “We approached US Capital Partners for a working capital line of credit to support our ongoing growth,” said Lowell Giffhorn, CFO at Imagenetix, a California-based public company traded on NASDAQ. “US Capital Partners has successfully structured and provided financing for us that maximizes our borrowing eligibility. We are very pleased with the result and process.”

If you would like to know more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call
(415) 889-1010.

Tuesday
Sep092014

Recent Deal Engagements from US Capital Partners

 

Be the first to choose exclusive financing opportunities that meet your lending criteria from US Capital Partners’ expanding pipeline of newly engaged deals. 

US Capital Partners, LLC currently has over $1 billion of potential debt and equity financing engagements in the pipeline. If you would like to partner with us on any of these deals, you can reach out to us and we will be sure to include you in our process.

US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and arranges equity placements for small to lower middle market companies.

Sample Financing Opportunities:

An expanding healthcare firm in the Midwest with a history of providing quality care and with some of the country’s leading healthcare providers is seeking $10 million in acquisition financing.

A San Francisco-based company needs a $3.5 million credit facility to acquire a fast-growing astrology company with a strong history of success.

A manufacturing company in Georgia that produces quality American-made furniture for homes, offices, and schools is looking for a $2.5 million line of credit based on account receivables and inventory to expand its capital resources.

In Illinois, a crane leasing company that has been servicing the construction community for over 40 years is seeking a $3.5 million growth term loan.

An established technology, innovation, and services firm based in Seattle is looking for a $3 million term loan to expand its business intelligence services for the tech community and its array of IT solutions through further add-on acquisitions.

About US Capital Partners, LLC

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing prompt, innovative, and reliable financing solutions including lending, equity financing, and debt re-structuring to businesses across the United States and abroad. US Capital Partners is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small to middle market private and public companies. The company’s innovative approach allows it to provide the best financing available, not only for companies in excellent financial condition, but also for companies that may have been refused credit by traditional lenders.

If you would like to know more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call
(415) 889-1010.

Tuesday
Aug262014

US Capital Partners Advises on Scalable Multi-Million Dollar Term Loan for Screen Engine, LLC

US Capital Partners, LLC has provided advisory to support the accelerated growth of a full-service entertainment market research company.

SAN FRANCISCO, August 2014 – US Capital Partners, LLC has structured and advised on a scalable $1 million term loan for Screen Engine, LLC, based in Los Angeles, CA. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and arranges equity placements for small to lower middle market companies.

“We are delighted to have helped refinance this expanding market research business serving the entertainment industry,” said Jeffrey Sweeney, CEO and Managing Director at US Capital Partners. “Drawn by US Capital Partners’ capital markets expertise for small businesses experiencing significant growth, Screen Engine approached us for debt financing. US Capital Partners structured and advised on a scalable $1 million term loan, backed principally by the cash flow of the business, thereby helping to refinance the firm’s existing debt and supporting its accelerated expansion.”

About Screen Engine, LLC

Screen Engine, LLC is a full-service market research company serving the television and film industries. The firm offers recruited audience test screenings, group studies, material testing, pre-release movie tracking, and other services. Working with clients to better assess and manage opportunity and risk, Screen Engine focuses its approach across the four screens of media: theatrical movies, television, computer, and mobile.

About US Capital Partners, LLC

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing prompt, innovative, and reliable financing solutions including lending, equity financing, and debt re-structuring to businesses across the United States and abroad. US Capital Partners is a private investment bank, direct lender, co-lender, and lead financial arranger that specializes in asset-based debt for small to middle market private and public companies. The company’s innovative approach allows it to provide the best financing available, not only for companies in excellent financial condition, but also for companies that may have been refused credit by traditional lenders.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Aug192014

US Capital Partners Doubles Unitranche Financing Over the Past Twelve Months

Smaller enterprises are increasingly benefiting from US Capital Partners’ unitranche financing solutions, which offer the advantages of speed, simplicity, and certainty of closing.

Throughout the past year, US Capital Partners, LLC has continued to experience rising demand for “unitranche” loans (also known as “senior stretch”), which blend senior and junior or mezzanine debt into a single debt facility. Rather than approach a senior lender, typically a bank, and then also one or more additional junior lenders, borrowers with a unitranche structure have a single secured loan facility, in which all the debt is subject to the same terms. US Capital Partners has increasingly been providing such loans for its clients..

Unitranche Solutions for the Small and Lower Middle Market

First created in 2005, unitranche loans were used primarily for middle market transactions, by borrowers with annual EBITDA of up to $50 million and sales of up to $500 million. A deal size of about $100 million was fairy typical. Today, however, this hybrid loan structure is being increasingly used in the small and lower middle market, in place of traditional bank financing.

Advantages of Unitranche Financing

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How US Capital Partners Can Help

The small-business lending marketplace continues to be highly fragmented. Specialty lenders are generally willing to lend only against their favored asset class. Finding the most appropriate mix of financing at the best cost, and then coordinating the different specialty lenders to a successful closing, can be a challenging process. In most cases, US Capital Partners has the ability to provide a single, unitranche loan to vastly simplify the situation.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call
(415) 889-1010.

Tuesday
Aug122014

Financing Smaller Businesses in the Healthcare Industry

US Capital Partners has provided well over $150 million in intelligently structured, scalable financing for small to lower middle market enterprises serving the US healthcare industry. 

Owning and operating a smaller business in the healthcare industry can be a rewarding experience. That said, healthcare is also an industry that can come with higher overheads and require significantly higher levels of capital expenditure. Structuring and securing the right business financing is therefore essential.

Providing Custom Financing for Smaller Healthcare Companies

US Capital Partners’ healthcare finance team understands the industry and the challenges owners and CFOs face. The firm has deep experience in financing businesses across a wide range of healthcare sub-industries, including medical devices and equipment, pharmaceuticals, biotechnology, medical facilities and services, and drug manufacturing.

“US Capital Partners has a reputation for being an innovator in the healthcare financing space,” saidJeffrey Sweeney, CEO and Managing Director at US Capital Partners. “The firm has already provided well over $150 million in financing for small to lower middle market businesses that serve the US healthcare industry. Our finance professionals understand the challenges and opportunities in the industry, and can design a healthcare financing solution that fits the specific needs of your business.”

Example Transactions

Click on the tombstones below for further details about these selected transactions.

       

       

If you would like to know more about how your business can secure the financing it needs, email Jeffrey Sweeney, CEO and Managing Director, at jsweeney@uscapitalpartners.net or call (415) 889-1010.