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Small Business Lending
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Jeffrey Sweeney is an investment banker with years of experience in direct lending and corporate finance for small- to middle-market companies. He is the chairman and CEO of US Capital Partners, an innovator in small- to middle-market business lending. US Capital Partners has been providing prompt, innovative, and reliable financing solutions across the United States and abroad for more than a decade.

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Tuesday
Jul282015

US Capital Partners Provides $750,000 Facility for Action Craft Boats

US Capital Partners Inc. has put in place custom financing to support the ongoing expansion of a Florida-based boat manufacturer.

SAN FRANCISCO, July 2015 – US Capital Partners Inc. has provided a $750,000 growth-capital term loan for Action Craft Boats (“Action Craft”), located in Cape Coral, Lee County, Florida. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and has robust distribution for debt and equity private placements for small and medium-sized businesses in the United States and abroad.

“We are delighted to have provided this $750,000 term loan for Action Craft,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “Action Craft was experiencing increased demand for its custom boats, and wished to increase its footprint in Florida and the Southeast. Due to some historical losses and the customized nature of Action Craft’s inventory and collateral, the company was having difficulty finding financing. Rather than approach this finance opportunity solely by evaluating long-term historical performance and collateral, as most traditional banks had done, US Capital Partners was able to leverage Action Craft’s strong recent quarters and increased

About Action Craft Boats

Based in Cape Coral, Florida, Action Craft is a manufacturer and vendor of high-quality salt- and fresh-water boats. The company began over two decades ago with the aim of building custom, durable, angler-designed skiffs of the highest quality, setting new standards for shallow water fishing boats. Action Craft currently has nine models of flats boats and three models of bay boats. In addition to building custom boats, the company also services previously sold models and sells replaceable parts.

About US Capital Partners Inc.

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing well-structured, custom financing solutions to private and public companies with $5 million to $100 million in sales. Headquartered in San Francisco, US Capital Partners is a full-service private investment bank that makes direct debt investments between $500,000 and $50 million, participates in debt facilities, and underwrites debt and equity private placements. The firm also offers financial advisory services for buy-side and sell-side engagements and for capital formation, including early-stage financings requiring equity or debt.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Wednesday
Jul222015

Equity from Start-Up to IPO

In pursuing growth, small and medium-sized businesses must make important decisions relating to their capital structure. US Capital Partners can help these enterprises at all stages from start-up to pre-IPO.

CEOs and business owners have been feeling increasingly optimistic about the outlook of their companies. According to the 2015 Pepperdine Private Capital Markets Report, nearly 89% of privately owned businesses reported having the enthusiasm to execute growth strategies. Securing intelligently structured financing at every stage from start-up to pre-IPO is essential for long-term success.

Central Texas Frame and Alignment, Inc.

Choosing Wisely: Debt or Equity?

Understanding the strategic advantages and disadvantages of debt and equity financing at various stages of a business is critical. Some entrepreneurs manage to make million, if not billions, more than others by being careful not to sell too much of their business too soon. The capital structure you choose early on can have wide ramifications, not only for your future success but also your profits.

Structuring an Equity Raise

If you decide to raise private equity capital, you will need to make sure the deal structure is appropriate for your specific needs. In the early days of venture capital, entrepreneurs often gave up control of their company in exchange for their first investment funds. Now they have many more options, allowing them to create an optimal share structure for their enterprise.

How Not to Get Burned Going Public

If you are planning to go public, you will need to take steps to avoid a “busted IPO,” where your newly public shares fall below their offer price. This can harm a company’s reputation with investors, as well as hurt employee morale. It will be important, therefore, to set a price that leaves some room for stock to rise. There are many other important decisions you will need to make too.

How US Capital Partners Can Help

Since 1998, US Capital Partners Inc. has been providing well-structured debt and equity financing to small and medium-sized businesses across the United States. The firm provides its clients with strategic guidance and tactical advice on key issues such as capital formation, structure, securities valuations, pricing, timing, and terms. In raising private equity capital, US Capital Partners has an extensive and robust distribution network, and uses the latest in FinTech digital platforms for its offerings.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Jul142015

US Capital Partners Provides Over $200 Million in Financings to Small and Lower Middle Market Businesses in the United States

Private investment bank offers strong lending support to underserved businesses across the United States in the first half of 2015.

SAN FRANCISCO, JULY 2015 – US Capital Partners Inc. announced today that it has provided over $200 million in new financings to small and lower middle market businesses in the United States in the first and second quarters of 2015. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and has robust distribution for debt and equity private placements for small and medium-sized businesses.

“Since 1998, US Capital Partners has been providing prompt, innovative, and reliable financing for businesses with annual sales of $1 million to $100 million,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “These companies have historically been underserved by traditional lending sources. Our loans typically range from $500,000 to $50 million. Over $400 million of new financings are planned for this year.”

A Few Recent Transactions




To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Jul072015

US Capital Partners Increases Bridge Finance Solutions for Small and Medium-Sized Businesses

Private investment bank offers strong interim lending support to underserved businesses, through swift and timely bridge loans customized to specification.

SAN FRANCISCO, JULY 2015 – US Capital Partners Inc. announced today that it has further expanded its range of custom bridge finance solutions for small and medium-sized businesses. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and has robust distribution for debt and equity private placements for small and medium-sized businesses.

“US Capital Partners has a history of success when it comes to offering clients reliable and timely commercial bridge loans,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “Bridge loans generally fund more quickly than other types of financing, making them appealing for businesses waiting for more traditional financing or looking to take immediate advantage of an attractive commercial opportunity. At US Capital Partners we now provide bridge loan amounts up to $50 million for smaller businesses with assets.”

A bridge business loan is a temporary facility that provides short-term capital until a more permanent financing event occurs, or until the company’s financial obligation is removed. Bridge loans are commonly used to secure additional working capital, repay debt, or purchase or develop commercial real estate.

Bridge Loan Criteria at US Capital Partners

  • • Loan size: $500,000 to $50,000,000
  • • Lending area: National and international
  • • Collateral: All assets
  • • Amortization: Interest only
  • • LTV: Up to 90% or advance on eligible revenue model
  • • Closing time: 5 days to 30 days

Recent Bridge Loan Transactions at US Capital Partners



To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.

Tuesday
Jun302015

US Capital Partners Provides $1.8 Million Term Loan for Central Texas Frame and Alignment, Inc.

US Capital Partners Inc. has put in place custom refinancing to support the continued growth of a full-service truck collision repair company.

SAN FRANCISCO, JUNE 2015 – US Capital Partners Inc. has provided over $1.8 million in refinancing for Central Texas Frame and Alignment, Inc. (“Central Texas”), located in Elm Mott and Waxahachie, Texas. US Capital Partners is a private investment bank that makes direct debt investments, participates in debt facilities, and underwrites debt and equity private placements for small and medium-sized businesses.

“We are extremely pleased to have provided this $1.8 million senior term loan for Central Texas,” said Jeffrey Sweeney, Chairman and CEO at US Capital Partners. “Central Texas approached us with a difficult refinancing request involving multiple borrowing entities, collateral types, and outstanding loans. US Capital Partners was able to provide complete custom refinancing backed by a government guarantee program to consolidate Central Texas’s debt at a lower cost and with longer amortization, while also providing additional working capital for the business.”

About Central Texas Frame and Alignment, Inc.

Central Texas is a full-service Texas-based truck collision repair company.  The company provides a variety of services including a truck body shop, truck paint shop, and truck frame shop, thereby handling all aspects of truck and trailer restoration.​ Established in 1979, Central Texas is a family-owned and operated business that has grown over the years to be an industry leader, combining experience and cutting-edge technology to provide customers with the highest quality service possible.

About US Capital Partners Inc.

Since 1998, US Capital Partners (www.uscapitalpartners.net) has been providing well-structured, custom financing solutions to private and public companies with $5 million to $100 million in sales. Headquartered in San Francisco, US Capital Partners is a full-service private investment bank that makes direct debt investments between $500,000 and $30 million, participates in debt facilities, and underwrites debt and equity private placements. The firm also offers financial advisory services for buy-side and sell-side engagements and for capital formation, including early-stage financings requiring equity or debt.

To learn more about how your business can secure the funding it needs, email Jeffrey Sweeney, Chairman and CEO, at jsweeney@uscapitalpartners.net or call (415) 889-1010.